Families & the Community

‘Even School Groups Are Being Manipulated by Big Insurance’

November 15, 2010 1 min read

This was the message that a local PTA leader recently sent me.

In the state in which I live, I’m told that PTAs are “forced"—that is, required—to carry insurance. It calls to mind my last blog entry, which was about a father in California suing his child’s school PTA.
According to my local source, PTAs are being asked to jump through hoops by their insurance companies, particularly when they are sponsoring athletic activities. (Yes, in some crazy scheme of things, basketball can be dangerous, but so can going into work—both of which pale beside driving a car.)

“Specifically red-lighted are all enrichment programing involving athletics,” writes this exasperated elementary-school PTA leader. If this weren’t bad enough, the PTA’s insurance carrier has stipulations about babysitter coverage during PTA meetings if it is to cover any liability. According to the missive I received, to be covered, “if you have babysitting during a PTA meeting you must have two unrelated adults and a 10-1 ratio; no diaper changes, no hot liquids.”

It’s not just AIG or health insurers. Insurance companies appear to be squirreling into ever more obscure, seemingly tame corners of our lives to tell us that liability for everything lies in our laps.

Do insurers really need to scare us that we wouldn’t be covered for an accident during a PTA meeting if a parent had to change his or her toddler’s diaper?

A version of this news article first appeared in the K-12, Parents & the Public blog.

Let us know what you think!

We’re looking for feedback on our new site to make sure we continue to provide you the best experience.


This content is provided by our sponsor. It is not written by and does not necessarily reflect the views of Education Week's editorial staff.
Future of Work Webinar
Digital Literacy Strategies to Promote Equity
Our new world has only increased our students’ dependence on technology. This makes digital literacy no longer a “nice to have” but a “need to have.” How do we ensure that every student can navigate
Content provided by Learning.com
Mathematics Online Summit Teaching Math in a Pandemic
Attend this online summit to ask questions about how COVID-19 has affected achievement, instruction, assessment, and engagement in math.
School & District Management Webinar Examining the Evidence: Catching Kids Up at a Distance
As districts, schools, and families navigate a new normal following the abrupt end of in-person schooling this spring, students’ learning opportunities vary enormously across the nation. Access to devices and broadband internet and a secure

EdWeek Top School Jobs

Great Oaks AmeriCorps Fellow August 2021 - June 2022
New York City, New York (US)
Great Oaks Charter Schools
Great Oaks AmeriCorps Fellow August 2021 - June 2022
New York City, New York (US)
Great Oaks Charter Schools
Data Analyst
New York, NY, US
New Visions for Public Schools

Read Next

Families & the Community Opinion 7 Ways for Teachers to Truly Connect With Parents
For some parents, the most relevant question is, "How is your family doing," according to researchers working in an Oregon school district.
Laura Brady, Stephanie Fryberg, Hazel Rose Markus, Camilla Griffiths, Jenny Yang, Perla Rodriguez & Laura Mannen-Martínez
5 min read
Teacher communicating with a student's family
Families & the Community How Schools Are Preparing for the Perfect Storm of Holiday Travel and COVID-19
Schools are putting in place or considering measures such as extending holiday breaks or shifting back to full-time remote learning.
7 min read
covid travel img new
Families & the Community Opinion Families Not Engaging With School? Rethink the Problem
Parents are ready to support distance learning, but educators need to speak the right cultural language, writes a team of researchers working with an Oregon school district.
Laura Brady, Stephanie Fryberg, Hazel Rose Markus, Camilla Griffiths, Jenny Yang & Perla Rodriguez
6 min read
family remote ed Opinion
Feodora Chiosea/iStock/Getty
Families & the Community Washington State Kindergarten Teachers Ask: Where Are the Children?
Thousands of Washington’s kindergartners haven’t shown up or logged in to their public schools this year.
Joy Resmovits & Seattle Times
6 min read