Families & the Community

‘Even School Groups Are Being Manipulated by Big Insurance’

By Andrew L. Yarrow — November 15, 2010 1 min read
  • Save to favorites
  • Print

This was the message that a local PTA leader recently sent me.

In the state in which I live, I’m told that PTAs are “forced"—that is, required—to carry insurance. It calls to mind my last blog entry, which was about a father in California suing his child’s school PTA.
According to my local source, PTAs are being asked to jump through hoops by their insurance companies, particularly when they are sponsoring athletic activities. (Yes, in some crazy scheme of things, basketball can be dangerous, but so can going into work—both of which pale beside driving a car.)

“Specifically red-lighted are all enrichment programing involving athletics,” writes this exasperated elementary-school PTA leader. If this weren’t bad enough, the PTA’s insurance carrier has stipulations about babysitter coverage during PTA meetings if it is to cover any liability. According to the missive I received, to be covered, “if you have babysitting during a PTA meeting you must have two unrelated adults and a 10-1 ratio; no diaper changes, no hot liquids.”

It’s not just AIG or health insurers. Insurance companies appear to be squirreling into ever more obscure, seemingly tame corners of our lives to tell us that liability for everything lies in our laps.

Do insurers really need to scare us that we wouldn’t be covered for an accident during a PTA meeting if a parent had to change his or her toddler’s diaper?

A version of this news article first appeared in the K-12, Parents & the Public blog.


Student Well-Being Webinar After-School Learning Top Priority: Academics or Fun?
Join our expert panel to discuss how after-school programs and schools can work together to help students recover from pandemic-related learning loss.
Budget & Finance Webinar Leverage New Funding Sources with Data-Informed Practices
Address the whole child using data-informed practices, gain valuable insights, and learn strategies that can benefit your district.
This content is provided by our sponsor. It is not written by and does not necessarily reflect the views of Education Week's editorial staff.
Classroom Technology Webinar
ChatGPT & Education: 8 Ways AI Improves Student Outcomes
Revolutionize student success! Don't miss our expert-led webinar demonstrating practical ways AI tools will elevate learning experiences.
Content provided by Inzata

EdWeek Top School Jobs

Teacher Jobs
Search over ten thousand teaching jobs nationwide — elementary, middle, high school and more.
View Jobs
Principal Jobs
Find hundreds of jobs for principals, assistant principals, and other school leadership roles.
View Jobs
Administrator Jobs
Over a thousand district-level jobs: superintendents, directors, more.
View Jobs
Support Staff Jobs
Search thousands of jobs, from paraprofessionals to counselors and more.
View Jobs

Read Next

Families & the Community New Campaign Tries to Convince Parents That Their Kids Have Fallen Behind
A new advertising campaign in six cities aims to dispel parents' perceptions that their kids are performing at grade level.
3 min read
Photo of parent and child working on homework.
E+ / Getty
Families & the Community 3 Signs That Schools Are Sending the Wrong Message About Attendance
How schools communicate attendance policies can affect how parents report absences and whether students are motivated to show up.
3 min read
Empty desks within a classroom
iStock/Getty Images Plus
Families & the Community Some Students Are Less Likely to Have Absences Excused. Why That Matters for Schools
Schools' punitive responses to unexcused absences can be counterproductive, a new analysis suggests.
5 min read
Image of a conceptual dashboard that tracks attendance.
Polina Ekimova/iStock/Getty
Families & the Community Q&A How One High School Became a Model for Intergenerational Learning
School and community leaders say “there’s no down side.”
5 min read
Swampscott High School students and Senior Center members hold a quilt they made together for Black History Month at Swampscott High School, which is collocated and shares space with the senior center in Swampscott, Mass., on March 8, 2023.
Students and senior center members display a quilt they made together for Black History Month at Swampscott High School, in Swampscott, Mass, on March 8, 2023. The high school and senior center were designed and built to be part of the same complex, providing opportunities for teenagers and senior community members to collaborate and learn from one another.
Sophie Park for Education Week