Families & the Community

‘Even School Groups Are Being Manipulated by Big Insurance’

By Andrew L. Yarrow — November 15, 2010 1 min read
  • Save to favorites
  • Print

This was the message that a local PTA leader recently sent me.

In the state in which I live, I’m told that PTAs are “forced"—that is, required—to carry insurance. It calls to mind my last blog entry, which was about a father in California suing his child’s school PTA.
According to my local source, PTAs are being asked to jump through hoops by their insurance companies, particularly when they are sponsoring athletic activities. (Yes, in some crazy scheme of things, basketball can be dangerous, but so can going into work—both of which pale beside driving a car.)

“Specifically red-lighted are all enrichment programing involving athletics,” writes this exasperated elementary-school PTA leader. If this weren’t bad enough, the PTA’s insurance carrier has stipulations about babysitter coverage during PTA meetings if it is to cover any liability. According to the missive I received, to be covered, “if you have babysitting during a PTA meeting you must have two unrelated adults and a 10-1 ratio; no diaper changes, no hot liquids.”

It’s not just AIG or health insurers. Insurance companies appear to be squirreling into ever more obscure, seemingly tame corners of our lives to tell us that liability for everything lies in our laps.

Do insurers really need to scare us that we wouldn’t be covered for an accident during a PTA meeting if a parent had to change his or her toddler’s diaper?

A version of this news article first appeared in the K-12, Parents & the Public blog.


This content is provided by our sponsor. It is not written by and does not necessarily reflect the views of Education Week's editorial staff.
Reading & Literacy Webinar
Your Questions on the Science of Reading, Answered
Dive into the Science of Reading with K-12 leaders. Discover strategies, policy insights, and more in our webinar.
Content provided by Otus
Mathematics Live Online Discussion A Seat at the Table: Breaking the Cycle: How Districts are Turning around Dismal Math Scores
Math myth: Students just aren't good at it? Join us & learn how districts are boosting math scores.
This content is provided by our sponsor. It is not written by and does not necessarily reflect the views of Education Week's editorial staff.
Student Achievement Webinar
How To Tackle The Biggest Hurdles To Effective Tutoring
Learn how districts overcome the three biggest challenges to implementing high-impact tutoring with fidelity: time, talent, and funding.
Content provided by Saga Education

EdWeek Top School Jobs

Teacher Jobs
Search over ten thousand teaching jobs nationwide — elementary, middle, high school and more.
View Jobs
Principal Jobs
Find hundreds of jobs for principals, assistant principals, and other school leadership roles.
View Jobs
Administrator Jobs
Over a thousand district-level jobs: superintendents, directors, more.
View Jobs
Support Staff Jobs
Search thousands of jobs, from paraprofessionals to counselors and more.
View Jobs

Read Next

Families & the Community Chronic Absenteeism Is a Crisis. Do Parents Get It?
Survey data suggests many parents of students with high rates of absences are not concerned.
3 min read
Photo from behind of a mother with her arms around her son and daughter who are both wearing school bookbags.
Families & the Community Opinion How Teachers Can Make Stronger Connections With Students' Caregivers
A new book explores what true collaboration between educators and student families looks like.
6 min read
Images shows colorful speech bubbles that say "Q," "&," and "A."
Families & the Community Opinion Why Educators Often Have It Wrong About Right-Leaning Parents
Stereotypes and misunderstandings keep educators from engaging constructively with conservative parents, write Rick Hess and Michael McShane.
Rick Hess & Michael McShane
5 min read
Two women look at each other from across a large chasm.
Mary Long/iStock + Education Week
Families & the Community Opinion Chronic Absenteeism Has Exploded. What Can Schools Do?
The key to addressing this issue is rebuilding the relationship between families and schools.
8 min read
Image shows a multi-tailed arrow hitting the bullseye of a target.
DigitalVision Vectors/Getty